Payment Plan FAQs

How does the payment plan work?

The cost of your ownership is $200. To account for the service fees for a secure monthly, auto-billed payment plan, you will pay $10.85 for 20 months.

What are the service fees?

While we do not charge interest, we pay approximately $17 in service fees for our payment plan. To avoid spending SunCoast Market funds, we need to pass the service fees back to the owner.

How do I set up a payment plan? And can I change it later?

When you complete your owner application, you select our $10 payment plan option from the list of payment choices. Once you submit your application, you are taken to a page to set up your auto-billing account. Each month you will be billed $10.85 (to include the service fee) on the select date. If you would like to pay your balance sooner or make additional payments you can do so through your account. If you want change the monthly billed amount to more than $10.85, you can contact us for an auto billing adjustment.

Is there a penalty for paying my balance sooner than 20 months?

Not at all. We want you to pay in a way that works for your budget. If you want to make additional payments to reduce your balance, log into your account and make a payment or pay the remainder of your balance. You will still be billed as usually on your monthly billing date.

Is my payment information secure?

Because your security is a priority, we have used a highly secure payment platform. We realize that service fees are annoying, but that is the cost of a secure system. We were not satisfied with the security of other less expensive options.

Do I have to pay the full amount before I am considered an owner?

Good news! You are a SunCoast Market Co-op owner after your first payment. That means you have the benefits of a yard sign, a vote, and the ability to volunteer or run for the Board of Directors just like anyone else who joins us.

Can I purchase additional shares on my payment plan?

At this time you cannot add additional shares to your payment plan. If you’d like additional shares to support the store, you can purchase up to 8 more but must pay in full. Shares can be purchased in our Online Shop.

I decided I would rather pay the full amount up front, how do I do that?

If you have not completed our Owner Application, you can do that now and you select your payment option of choice and check out. We offer cash, check, PayPal, debit, and credit options all on the Owner Application. There is a $7 service fee applied to those wishing to use a credit or debit card to purchase their $200 ownership shares.

If you have already completed the Owner Application and selected the payment plan option, but have now decided to pay in full, you can check out from our online store

Who do I contact for questions about my payment plan account?

You can contact us at with any questions or to change the terms of your payment plan. You can also visit our payment plan providers page for a list of FAQs.